When I first started in Singapore real estate over two decades ago, I did what most new agents do: focus on the property. What’s available? What’s selling? And what should my clients buy?
But after years of sitting with Singaporean families, buyers, and sellers from all walks of life, and going through countless market cycles, my thinking has since evolved.
The property is rarely the starting point. You are.
So I start with you:
Only then do we talk about property. Sometimes the answer is to buy, but often, it is to wait. Get this first part right, and the rest gets a lot simpler.
I’ve seen properties that looked expensive turn out to be great decisions, and seemingly “good deals” struggle.
The lesson: never judge a property from one angle.
So I connect the dots:
That thinking became my 4C Framework: Calculation, Clarity, Comparison and Conclusion. Four must-do’s before any decision.
First and foremost, I’m a husband and a father of two boys. I spend most weekdays at the gym, on a run, or doing more number crunching on my stock portfolio, which I enjoy managing. Weekends are strictly for family and church. Nothing beats an afternoon of just talking with my boys.
My wife is a different story. Jamie is also a property adviser, which means I now have a colleague who fact-checks me at home and at work. She’s constantly questioning my numbers, challenging my conclusions, and often spots softer angles that my number-focused brain misses.
For you, that means every decision is thought through from more than one side. Also, she’s usually right. I’ve made my peace with that, mostly.
You don’t need more listings. You’ve probably seen plenty already.
What most people need is someone to run their actual numbers and give them a straight answer: buy, sell, hold, or do nothing yet. That’s why I built PerrySiow.com. It’s a place to come before you decide, to research the market, know your numbers, and compare your options. No sales. No pressure.
After decades in this business, my belief is simple: before you buy a property, build a strategy. Property isn’t the strategy. It’s the outcome of a good strategy.
Not sure where to begin? Start with one conversation. Knowing your numbers costs nothing.
A step-by-step way of choosing a property with your eyes open.
A nice showflat is easy to fall for. A good purchase is harder to find.
It means the right property, at the right price, with a clear plan for when you sell. So before I recommend anything, I put it through two tools.
My Property Radar is built on my own methodology. It studies new launches and resale homes side by side, and looks at six things, which are price, location, future growth, layout, demand and resale potential.
So, think about this. Will this property still be attractive to the next buyer when it’s time for you to exit?
Once a project passes the first step, I use the 3D Property Explorer to compare blocks, stacks, facing, views, floor levels and layouts. It also shows west sun exposure and anything that might block your view later.
For a new launch, that means you know exactly what you’re choosing before you book, not just what’s still available.
And if the numbers don’t support a project, I’ll tell you so, however good the showflat looks.
“I lead the overall advisory and editorial direction of PerrySiow.com. My role is to connect what we’re seeing in the market with real property decisions — bringing together the numbers, market research and more than 25 years of experience advising buyers, sellers and families.”
“Jamie brings another perspective to the way we look at property. While numbers and strategy are important, property is also about how people and families actually live. Together, we look at property not simply as an investment or transaction, but as a decision that needs to make sense both financially and personally.”
“Cris is one of the mortgage advisers I work closely with when my clients need help with property financing. From comparing mortgage packages and interest rates to working through more complex financing situations, Cris helps make the process easier to understand and navigate. What I value most is his ability to look beyond just finding the lowest rate. When a financing situation becomes complicated, he is resourceful in exploring possible solutions and helping clients understand their options before making a decision.”
Years in Singapore Real Estate
Clients Served
In Property Transactions
I began my property career in 2000 with DWG, where I was named one of its Top Agents, within five years. Beginner’s luck?
From 2006 to 2012, I was recognised as HSR’s Top Division Director.
In 2011 and 2012, I received the SAEA Best Leader Award.
In 2013, I received the Successful Entrepreneur Award (Platinum Category) and HSR’s Special Merit Award. That June, the Sunday Times also featured my views on good debt and bad debt for young adults.
I was named HSR’s #1 Senior Vice President.
I was recognised as one of OrangeTee’s Top Office Sale Achievers.
TheEdge named me Champion Team Builder.
In 2020, 2021 and 2022, I was named OrangeTee’s Top Senior Executive Director Champion.
Across 2022 and 2023, I held the Top Senior Executive Director Champion title for 12 consecutive months.
In December 2023, I was named a PropNex Platinum Achiever, and again in October 2024.
This year I was named Top Lister, Top Recruiter and Top Transactor, and I reached Super Gold.
Today, I do more than help families buy properties. I help them build capital, rebalance their assets and grow their net worth, one clear decision at a time.
“We had been considering upgrading our home but weren’t sure what was best for us. Perry and Jamie took the time to understand our situation and finances, and helped us plan not just our next property move, but also our longer-term retirement journey. They were professional, knowledgeable and skilled negotiators. We were especially impressed when they sold our home at a record price in our area and helped us secure our next condo. Highly recommended for their strategic advice and smooth, seamless service.”
“Perry & Jamie demonstrated exceptional patience and strategic acumen in his approach to selling and negotiating on our behalf. He skilfully positioned the pricing and effectively managed the buyer interactions. We are immensely grateful for his dedication and commitment. Great job, Perry! Thank you for your outstanding service!”
“Perry sat down with me and clearly explained the numbers, structure and strategy. He wasn’t pushy at all — he shared and advised me more like a friend who genuinely understood my concerns. What I appreciated most was how he helped me break down my thoughts and connect everything together, which gave me clarity and confidence to move forward.”
“Appreciate the detailed asset progression calculations that Perry and Jamie put in for my family. We had no intention of selling at first, and we were not clear whether we could even afford a bigger place — we assumed a larger home would simply cost more. Perry did the math for us and showed us that the move was actually very feasible. They then mapped out the whole sequence for us, selling first and buying second, and went into negotiations with the buyer to bring our sale price very close to what we asked for, while Jamie negotiated and secured our next property. Most importantly, they timed the selling and buying so there was never a gap — as a family of six, we would otherwise have had no house to move to.”
“We were referred to Perry by one of my husband’s friends. After meeting us and understanding the price we hoped to achieve for our property, Perry was willing to take on the challenge. He successfully sold our property at a record price, and we were very impressed with his negotiation skills, dedication and commitment throughout the process. We would highly recommend Perry to anyone looking to buy or sell a property.”
“We had been considering upgrading our home but weren’t sure what was best for us. Perry and Jamie took the time to understand our situation and finances, and helped us plan not just our next property move, but also our longer-term retirement journey. They were professional, knowledgeable and skilled negotiators. We were especially impressed when they sold our home at a record price in our area and helped us secure our next condo. Highly recommended for their strategic advice and smooth, seamless service.”
“Perry & Jamie demonstrated exceptional patience and strategic acumen in his approach to selling and negotiating on our behalf. He skilfully positioned the pricing and effectively managed the buyer interactions. We are immensely grateful for his dedication and commitment. Great job, Perry! Thank you for your outstanding service!”
“Perry sat down with me and clearly explained the numbers, structure and strategy. He wasn’t pushy at all — he shared and advised me more like a friend who genuinely understood my concerns. What I appreciated most was how he helped me break down my thoughts and connect everything together, which gave me clarity and confidence to move forward.”
“Appreciate the detailed asset progression calculations that Perry and Jamie put in for my family. We had no intention of selling at first, and we were not clear whether we could even afford a bigger place — we assumed a larger home would simply cost more. Perry did the math for us and showed us that the move was actually very feasible. They then mapped out the whole sequence for us, selling first and buying second, and went into negotiations with the buyer to bring our sale price very close to what we asked for, while Jamie negotiated and secured our next property. Most importantly, they timed the selling and buying so there was never a gap — as a family of six, we would otherwise have had no house to move to.”
“We were referred to Perry by one of my husband’s friends. After meeting us and understanding the price we hoped to achieve for our property, Perry was willing to take on the challenge. He successfully sold our property at a record price, and we were very impressed with his negotiation skills, dedication and commitment throughout the process. We would highly recommend Perry to anyone looking to buy or sell a property.”
Every property journey is different. Hear from my clients about their experiences and how we worked together to make better property decisions.
© 2026 Perry Siow. All Rights Reserved.
CEA Reg: R006056B, a licensed real estate salesperson with PropNex Realty Pte Ltd L3008022J
Location Map: 480 Lorong 6 Toa Payoh #11-03a, Singapore 310480