{"id":11,"date":"2026-09-16T11:19:51","date_gmt":"2026-09-16T11:19:51","guid":{"rendered":"http:\/\/perrysiow.kumodeploy.com\/?page_id=11"},"modified":"2026-09-16T11:19:51","modified_gmt":"2026-09-16T11:19:51","slug":"case-studies","status":"publish","type":"page","link":"https:\/\/perrysiow.com\/?page_id=11","title":{"rendered":"case-studies"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11\" class=\"elementor elementor-11 elementor-bc-flex-widget\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8be03d8 elementor-section-boxed perry-site-header elementor-section-height-default elementor-section-height-default\" data-id=\"8be03d8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-ec6fc83\" data-id=\"ec6fc83\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eeb7936 elementor-widget elementor-widget-text-editor\" data-id=\"eeb7936\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"white-space:nowrap;\"><a href=\"\/\" class=\"perry-logo\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/09\/perry-siow-logo.jpg\" alt=\"Perry Siow Advisory\" style=\"height:52px;width:auto;display:block;\"><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-55 elementor-top-column elementor-element elementor-element-8ff3aeb\" data-id=\"8ff3aeb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-424fd5a elementor-widget elementor-widget-text-editor\" data-id=\"424fd5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"white-space:nowrap;\"><nav class=\"perry-nav\"><a href=\"\/?page_id=8\">Strategy<\/a><a href=\"\/?page_id=14\">Insights<\/a><a href=\"\/?page_id=11\">Case Studies<\/a><a href=\"\/?page_id=12\">About<\/a><\/nav><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-8c3c9fa\" data-id=\"8c3c9fa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-94b15a0 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"94b15a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/#consultation\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-91df65d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"91df65d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-652eb2d\" data-id=\"652eb2d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63e2f22 elementor-widget elementor-widget-heading\" data-id=\"63e2f22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Client Stories<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b96ef16 elementor-widget elementor-widget-spacer\" data-id=\"b96ef16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d36a829 elementor-widget elementor-widget-text-editor\" data-id=\"d36a829\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Real situations. Real decisions. Every family&#8217;s property journey is different \u2014 here&#8217;s a look at how some of mine unfolded.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcdba97 elementor-section-boxed perry-casestudy elementor-section-height-default elementor-section-height-default\" data-id=\"dcdba97\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-48 elementor-top-column elementor-element elementor-element-4eca322\" data-id=\"4eca322\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb4982e elementor-widget elementor-widget-html\" data-id=\"eb4982e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"perry-cs-videos perry-cs-videos--2\"><figure class=\"perry-cs-video\"><video controls playsinline preload=\"none\" poster=\"\/wp-content\/uploads\/2026\/10\/casestudy-fabian-carissa-1-poster.jpg\" aria-label=\"From Maisonette Dream to EC Upgrade: Their Story!\"><source src=\"\/wp-content\/uploads\/2026\/10\/casestudy-fabian-carissa-1.mp4\" type=\"video\/mp4\"><\/video><figcaption>From Maisonette Dream to EC Upgrade: Their Story!<\/figcaption><\/figure><figure class=\"perry-cs-video\"><video controls playsinline preload=\"none\" poster=\"\/wp-content\/uploads\/2026\/10\/casestudy-fabian-carissa-2-poster.jpg\" aria-label=\"EC vs HDB: Unlock MILLION-DOLLAR Property Yield Secrets!\"><source src=\"\/wp-content\/uploads\/2026\/10\/casestudy-fabian-carissa-2.mp4\" type=\"video\/mp4\"><\/video><figcaption>EC vs HDB: Unlock MILLION-DOLLAR Property Yield Secrets!<\/figcaption><\/figure><\/div><script>(function(){var v=document.querySelectorAll(\".perry-cs-video video\");v.forEach(function(a){a.addEventListener(\"play\",function(){v.forEach(function(b){if(b!==a){b.pause();}});});});})();<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-52 elementor-top-column elementor-element elementor-element-72e7fc4\" data-id=\"72e7fc4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cebb333 elementor-widget elementor-widget-heading\" data-id=\"cebb333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">CASE STUDY<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0dbba3 elementor-widget elementor-widget-spacer\" data-id=\"f0dbba3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f83f03d elementor-widget elementor-widget-heading\" data-id=\"f83f03d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fabian &amp; Carissa: Taking the Plunge With An EC Pays Off<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a52ba4 elementor-widget elementor-widget-spacer\" data-id=\"2a52ba4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20ceeb3 elementor-widget elementor-widget-text-editor\" data-id=\"20ceeb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In 2017, Fabian and Carissa sold their 5-room flat and came to me with a plan. They wanted an Executive Maisonette, one of those roomy two-storey HDB homes.<\/p><p>They were honest from our first coffee. &#8220;Perry, we&#8217;re not good with numbers.&#8221; That&#8217;s fine. Numbers are my job. Jokes, according to my sons, are not.<\/p><h4>The Worry<\/h4><p>The maisonettes they liked cost between S$700,000 and S$800,000 at that time. Then I showed them an Executive Condominium (EC) at S$980,000. In short, an EC is a condo that starts life with some HDB rules, so it&#8217;s priced below a private condo. It was more than they had planned to spend, and that made them nervous.<\/p><h4>What We Looked At Together<\/h4><ul><li>Whether the monthly loan repayment would still leave them breathing room<\/li><li>How much cash and CPF they would keep as a safety net after buying<\/li><li>How the EC&#8217;s value might grow compared with an older maisonette with less lease left<\/li><\/ul><h4>The Decision<\/h4><p>The numbers said they could stretch without straining, so they bought the EC<\/p><h4>Where They Are Now<\/h4><p>Fabian and Carissa sold the EC in 2023, but they want to keep the sales price private. Of course, we will respect that.<\/p><p>But according to HDB\u2019s transacted prices, a similar EC of that size and location was going for $1.4 million at that time. This is almost double the 2017 price.<\/p><p>In contrast, the maisonettes (EMs) were going for approximately $1 million, approximately a 20 to 30% increase.<\/p><h4>What I&#8217;d Tell Any Family In Their Shoes<\/h4><p>I will never push anyone to stretch beyond what they can manage. But when the numbers support it, fortune really does favour the bold.<\/p><p>I\u2019m not saying invest all you can, but if you&#8217;re wondering whether it&#8217;s your time to stretch, let&#8217;s sit down and work it out together.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aff9534 elementor-widget elementor-widget-spacer\" data-id=\"aff9534\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ad6c21 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"1ad6c21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/#consultation\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Let\u2019s talk<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-617b625 elementor-section-boxed perry-casestudy elementor-section-height-default elementor-section-height-default\" data-id=\"617b625\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-48 elementor-top-column elementor-element elementor-element-38baef4\" data-id=\"38baef4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d1ecbe elementor-widget elementor-widget-html\" data-id=\"3d1ecbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"perry-cs-videos perry-cs-videos--2\"><figure class=\"perry-cs-video\"><video controls playsinline preload=\"none\" poster=\"\/wp-content\/uploads\/2026\/10\/casestudy-hsuan-limin-1-poster.jpg\" aria-label=\"Navigating Private Property: Our Resale Journey with Jamie\"><source src=\"\/wp-content\/uploads\/2026\/10\/casestudy-hsuan-limin-1.mp4\" type=\"video\/mp4\"><\/video><figcaption>Navigating Private Property: Our Resale Journey with Jamie<\/figcaption><\/figure><figure class=\"perry-cs-video\"><video controls playsinline preload=\"none\" poster=\"\/wp-content\/uploads\/2026\/10\/casestudy-hsuan-limin-2-poster.jpg\" aria-label=\"Investment Guidance: Expert Advice for Your Life Savings\"><source src=\"\/wp-content\/uploads\/2026\/10\/casestudy-hsuan-limin-2.mp4\" type=\"video\/mp4\"><\/video><figcaption>Investment Guidance: Expert Advice for Your Life Savings<\/figcaption><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-52 elementor-top-column elementor-element elementor-element-5d13860\" data-id=\"5d13860\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b6c4d3 elementor-widget elementor-widget-heading\" data-id=\"5b6c4d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">CASE STUDY<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c42b912 elementor-widget elementor-widget-spacer\" data-id=\"c42b912\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab4204 elementor-widget elementor-widget-heading\" data-id=\"1ab4204\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hsuan and Li Min's First Step Into Private Property<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1269ef7 elementor-widget elementor-widget-spacer\" data-id=\"1269ef7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22c59a7 elementor-widget elementor-widget-text-editor\" data-id=\"22c59a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Hsuan and Li Min were ready to buy their first private home, a resale condo. Like most couples I meet, they had one big question. Can we really afford this?<\/p><h4>The Worry<\/h4><p>Money came first. On top of that, Hsuan was changing jobs mid-purchase, which can make banks ask more questions before approving a loan. And private resale has stricter rules and far more paperwork than buying an HDB flat.<\/p><h4>What We Looked At Together<\/h4><ul><li>Their savings, CPF and other assets, so they knew their real budget<\/li><li>How to plan the loan around the job change<\/li><li>Each step of the purchase, so nothing came as a surprise<\/li><\/ul><h4>What I\u2019d Tell Any Family In Their Shoes<\/h4><p>You don&#8217;t need to know every rule. You just need someone to walk you through it slowly and carefully. My sons say I&#8217;m only this patient with clients. They may have a point.<\/p><p>If you&#8217;re considering a similar move, let&#8217;s talk it through.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-088bcea elementor-widget elementor-widget-spacer\" data-id=\"088bcea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a787c37 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a787c37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/#consultation\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Let\u2019s talk<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b4a0bc elementor-section-boxed perry-casestudy elementor-section-height-default elementor-section-height-default\" data-id=\"8b4a0bc\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-48 elementor-top-column elementor-element elementor-element-b047ccc\" data-id=\"b047ccc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a99d365 elementor-widget elementor-widget-html\" data-id=\"a99d365\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"perry-cs-videos perry-cs-videos--1\"><figure class=\"perry-cs-video\"><video controls playsinline preload=\"none\" poster=\"\/wp-content\/uploads\/2026\/10\/casestudy-jo-kelly-1-poster.jpg\" aria-label=\"Selling Our House FAST for a BIGGER Family Dream!\"><source src=\"\/wp-content\/uploads\/2026\/10\/casestudy-jo-kelly-1.mp4\" type=\"video\/mp4\"><\/video><figcaption>Selling Our House FAST for a BIGGER Family Dream!<\/figcaption><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-52 elementor-top-column elementor-element elementor-element-135246a\" data-id=\"135246a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a88709 elementor-widget elementor-widget-heading\" data-id=\"7a88709\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">CASE STUDY<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8149a8c elementor-widget elementor-widget-spacer\" data-id=\"8149a8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5027161 elementor-widget elementor-widget-heading\" data-id=\"5027161\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jo and Kelly's Move to a Bigger Home for a Growing Family<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6bbfb0 elementor-widget elementor-widget-spacer\" data-id=\"a6bbfb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76271d3 elementor-widget elementor-widget-text-editor\" data-id=\"76271d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Jo and Kelly&#8217;s family was growing, and their home was starting to feel small. They liked the idea of moving somewhere bigger. They just didn&#8217;t think they could afford it.<\/p><h4>The Worry<\/h4><p>Bigger home, usually, higher price. Jo and Kelly assumed the profit from their current property wouldn&#8217;t stretch far enough to help them move up.<\/p><h4>What We Looked At Together<\/h4><ul><li>How much their current home could realistically sell for<\/li><li>What they would walk away with after the sale, in cash and CPF<\/li><li>What a bigger home would cost each month, and whether that still left breathing room<\/li><li>Once we sat down and did the sums, they realised a bigger place was very feasible.<\/li><\/ul><h4>What I\u2019d Tell Any Family In Their Shoes<\/h4><p>Don&#8217;t rule out your next home before you&#8217;ve seen the numbers. I\u2019m pretty good with a calculator, so if your family is outgrowing your home, let&#8217;s work it out together.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b31e29 elementor-widget elementor-widget-spacer\" data-id=\"0b31e29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-826c8d4 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"826c8d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/#consultation\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Let\u2019s talk<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8f8a266 elementor-section-boxed perry-casestudy elementor-section-height-default elementor-section-height-default\" data-id=\"8f8a266\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-48 elementor-top-column elementor-element elementor-element-11db141\" data-id=\"11db141\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11acb67 elementor-widget elementor-widget-html\" data-id=\"11acb67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"perry-cs-videos perry-cs-videos--1\"><figure class=\"perry-cs-video\"><video controls playsinline preload=\"none\" poster=\"\/wp-content\/uploads\/2026\/10\/casestudy-matthew-1-poster.jpg\" aria-label=\"How to Unlock Your Financial Future: Expert Asset Planning Advice\"><source src=\"\/wp-content\/uploads\/2026\/10\/casestudy-matthew-1.mp4\" type=\"video\/mp4\"><\/video><figcaption>How to Unlock Your Financial Future: Expert Asset Planning Advice<\/figcaption><\/figure><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-52 elementor-top-column elementor-element elementor-element-837fc25\" data-id=\"837fc25\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c9bc288 elementor-widget elementor-widget-heading\" data-id=\"c9bc288\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">CASE STUDY<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03cfebd elementor-widget elementor-widget-spacer\" data-id=\"03cfebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30fbe5e elementor-widget elementor-widget-heading\" data-id=\"30fbe5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Matthew's Next Step: As You Reach Your 50s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f412ad0 elementor-widget elementor-widget-spacer\" data-id=\"f412ad0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bb5730 elementor-widget elementor-widget-text-editor\" data-id=\"7bb5730\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Matthew and I go back 20 years, to his first few property purchases. He has barely aged since. I can&#8217;t say the same.<\/p><h4>The Worry<\/h4><p>Matthew lives in an Executive Condominium (EC). He wanted to grow his wealth through property, but when he ran the sums himself, it didn&#8217;t seem possible. He also knew that, heading into his 50s, he had fewer working years to pay off a new loan. That concern is far more real now than it was 20 years ago.<\/p><h4>What We Looked At Together<\/h4><p>First, Matthew opened up about his full financial picture. Then we worked through it piece by piece.<\/p><ul><li>What was really stopping him from looking beyond his EC<\/li><li>How his current home could become part of his financial plan<\/li><li>What a shorter loan period means for the numbers<\/li><\/ul><p>Once we broke it down, he saw that his home could be part of his plan, not a roadblock.<\/p><h4>What I&#8217;d Tell Anyone In Their 50s<\/h4><p>Less time doesn&#8217;t mean no options. It just means planning matters more. If you think you&#8217;ve left it too late, or that it is time to make the next move, let\u2019s talk things through together.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a1dc09 elementor-widget elementor-widget-spacer\" data-id=\"6a1dc09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b82183e elementor-align-left elementor-widget elementor-widget-button\" data-id=\"b82183e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/#consultation\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Let\u2019s talk<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8882371 elementor-section-boxed perry-footer-top elementor-section-height-default elementor-section-height-default\" data-id=\"8882371\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-34 elementor-top-column elementor-element elementor-element-118f8bb\" data-id=\"118f8bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7614c3d elementor-widget elementor-widget-text-editor\" data-id=\"7614c3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/10\/perry-siow-logo-footer.png\" alt=\"Perry Siow Advisory\" style=\"height:40px;width:auto;display:block;\">\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c9f3d0 elementor-widget elementor-widget-spacer\" data-id=\"8c9f3d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c074ef4 elementor-widget elementor-widget-text-editor\" data-id=\"c074ef4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Before you buy a property, build a strategy. Property strategy, insights and advisory for Singapore homeowners.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccf8abb elementor-widget elementor-widget-spacer\" data-id=\"ccf8abb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6e4e11 elementor-widget elementor-widget-text-editor\" data-id=\"c6e4e11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"perry-social-links\"><a href=\"https:\/\/www.tiktok.com\/@perrysiow\" target=\"_blank\" rel=\"noopener\">TikTok<\/a><a href=\"https:\/\/www.instagram.com\/perrysiow\" target=\"_blank\" rel=\"noopener\">Instagram<\/a><a href=\"https:\/\/www.linkedin.com\/in\/perrysiow\" target=\"_blank\" 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Links<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b16320 elementor-widget elementor-widget-spacer\" data-id=\"6b16320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4b915c elementor-widget elementor-widget-text-editor\" data-id=\"e4b915c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><div class=\"perry-footer-links\"><a href=\"\/?page_id=8\">Strategy<\/a><a href=\"\/?page_id=14\">Insights<\/a><a href=\"\/?page_id=11\">Case Studies<\/a><a href=\"\/?page_id=12\">About Perry<\/a><a href=\"\/#consultation\">Contact<\/a><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-17 elementor-top-column elementor-element elementor-element-5aeeafd\" data-id=\"5aeeafd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e6c6a48 elementor-widget elementor-widget-heading\" data-id=\"e6c6a48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Research<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4b705c elementor-widget elementor-widget-spacer\" data-id=\"a4b705c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a15af3 elementor-widget 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All Rights Reserved.<\/p><p>CEA Reg: R006056B, a licensed real estate salesperson with PropNex Realty Pte Ltd L3008022J<\/p><p>Location Map: <a href=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=480+Lorong+6+Toa+Payoh+%2311-03a+Singapore+310480\" target=\"_blank\" rel=\"noopener\">480 Lorong 6 Toa Payoh #11-03a, Singapore 310480<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-11","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/perrysiow.com\/index.php?rest_route=\/wp\/v2\/pages\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/perrysiow.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/perrysiow.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/perrysiow.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11"}],"version-history":[{"count":0,"href":"https:\/\/perrysiow.com\/index.php?rest_route=\/wp\/v2\/pages\/11\/revisions"}],"wp:attachment":[{"href":"https:\/\/perrysiow.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}